Risk Disclaimer
Please read these important disclosures carefully before using our educational services
Last Updated: October 28, 2025
Critical Warning
Options trading involves substantial risk and is not suitable for all investors. Many traders lose money. You can lose more than your initial investment. Only trade with money you can afford to lose completely.
1. Educational Content Only
Prism Options Lab provides educational content and general market observations only. We are NOT registered investment advisors, broker-dealers, or financial planners. Nothing on this website, in our Discord community, or in any of our communications constitutes personalized investment advice or a recommendation to buy, sell, or hold any security.
All content is presented for educational and informational purposes. You are solely responsible for evaluating the merits and risks of any information provided and for making your own independent investment decisions.
2. Substantial Risk of Loss
Options trading involves substantial risk of loss. The following risks, among others, are inherent to options trading:
- Options can expire worthless, resulting in 100% loss of the premium paid
 - Leverage can magnify both gains and losses significantly
 - Market volatility can result in rapid and substantial losses
 - Complex options strategies carry additional risks that may not be immediately apparent
 - Selling options can result in losses exceeding your initial investment
 - Liquidity constraints may prevent you from closing positions at desired prices
 - Gap moves (overnight or over weekends) can cause losses beyond stop-loss levels
 
Before trading options, you should fully understand these risks. If you do not understand the risks, do not trade options.
3. No Guarantee of Results
Past performance is not indicative of future results. Any performance statistics, examples, or testimonials provided do not represent a guarantee of similar outcomes. Individual results will vary based on:
- Account size and position sizing decisions
 - Entry and exit timing and execution quality
 - Market conditions and volatility
 - Individual risk tolerance and trading psychology
 - Broker execution quality and commissions
 - Tax treatment and individual financial circumstances
 
No representation is being made that following our educational content will result in profit or prevent losses. Many traders lose money, and you should be prepared for that possibility.
4. Hypothetical and Simulated Results
Hypothetical or simulated performance results have certain limitations. Unlike actual performance records, simulated results do not represent actual trading and may not reflect the impact of material market factors.
Specifically, simulated results:
- Do not account for slippage and execution delays in actual trading
 - May under- or over-compensate for lack of liquidity
 - Are often designed with the benefit of hindsight
 - Do not account for the psychological difficulty of following a strategy with real money
 - May not reflect commission costs or tax treatment
 
No representation is being made that any account will or is likely to achieve profit or losses similar to those shown in hypothetical examples.
5. No Customer Trading Data
As providers of educational content, we do not have access to our community members' personal trading accounts or brokerage statements. We cannot verify how our members perform or whether they follow the educational strategies discussed. As a result, we have no basis to believe our community performs better or worse than traders as a whole.
6. Independent Verification Required
You should independently verify all information before making any trading decisions. Do not rely solely on our educational content. Seek advice from licensed professionals including:
- A registered investment advisor for personalized investment advice
 - A tax professional for tax implications of trading
 - A licensed attorney for legal questions
 - A financial planner for overall financial planning
 
We cannot and do not provide personalized advice tailored to your specific financial situation, risk tolerance, or investment objectives.
7. Accuracy of Information
While we strive for accuracy, we make no representations or warranties about the accuracy, completeness, or timeliness of the content provided. Market conditions change rapidly, and information may become outdated or inaccurate.
We are not liable for any errors, omissions, or inaccuracies in the educational content provided. You should verify all information independently.
8. Third-Party Content and Links
Our website and Discord community may contain links to third-party websites, resources, or content. We do not endorse or take responsibility for the accuracy or reliability of third-party content. Your use of third-party resources is at your own risk.
9. Market Data Disclaimer
Market data is provided by third-party providers and may be delayed. We do not guarantee the accuracy or completeness of market data. All market data is provided "as is" for educational purposes only.
CBOE BZX delayed US equities data (15-minute delay) is licensed from CBOE and provided through BarChart. Delayed futures data (15-minute delay) is licensed from CME Group and provided through BarChart. Cryptocurrency data is provided through CoinAPI where applicable.
10. Testimonials Not Representative
Testimonials appearing on our website or in our community may not be representative of the experience of all users and are not a guarantee of future performance or success. Testimonials have not been independently verified and may not reflect typical results.
11. Regulatory Compliance
Options trading is subject to regulatory requirements. You are responsible for understanding and complying with all applicable laws and regulations, including:
- SEC and FINRA regulations in the United States
 - Tax reporting requirements in your jurisdiction
 - Pattern day trader rules if applicable
 - Any licensing requirements for your activities
 
We are not licensed to provide legal, regulatory, or compliance advice. Consult with appropriate professionals.
12. Limitation of Liability
To the maximum extent permitted by law, Prism Options Lab and its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Your use of our educational content or services
 - Any trading losses or investment decisions you make
 - Any errors, omissions, or inaccuracies in content
 - Any interruption or unavailability of services
 - Any security breaches or unauthorized access
 
You agree to use our educational services entirely at your own risk and to hold Prism Options Lab harmless from any trading losses or damages.
13. No Insider Information
We do not possess or share material non-public information (insider information). All our educational content is based on publicly available information and technical analysis. Trading on insider information is illegal.
14. Acknowledgment and Agreement
By using Prism Options Lab's services, you acknowledge that you have read, understood, and agree to this disclaimer. You acknowledge that:
- Options trading involves substantial risk of loss
 - You may lose more than your initial investment
 - Past performance does not guarantee future results
 - You are solely responsible for your trading decisions
 - You should only trade with money you can afford to lose completely
 - You will seek professional advice appropriate to your situation
 - You have sufficient knowledge and experience to evaluate the risks
 
15. Contact Information
If you have questions about this disclaimer, please contact us through ourcontact page.
This disclaimer may be updated periodically. Continued use of our services constitutes acceptance of any changes.
Final Warning
If you do not fully understand and accept the risks disclosed in this disclaimer, do not use our educational services. Options trading is not suitable for everyone. Consult with a licensed investment advisor before making any trading decisions.